COVID-19 FAQs for coaches
We've collated the following FAQs to help provide some further advice and clarity to coaches during this challenging period. For guidance and resources on the return to play, visit our Back to Squash page.
14.07.20: All information here is correct at time of publishing (new/additional information may be available on the various Government websites).
I’m a coach and self employed. Can I get financial help?
The Government has set up the Self Employment Income Support Scheme; those self-employed can apply for taxable grants worth up to 80% of the average profits. Grants are paid out in a single instalment covering 3 months’ worth of profits, and capped at £7,500 in total. The scheme has been extended and you can find out more information here
Who is eligible?
To apply you must meet the following criteria:
- Earn more than half of your total income from self-employment. This is based on your 2018/19 tax return and/or the average of your tax returns for 2016/17, 2017/18 and 2018/19.
- Your average annual trading profit must be less than £50,000. This is calculated from your 2018/19 tax return and/or the average of your tax returns for 2016/17, 2017/18 and 2018/19.
- More than half of your income in these periods must come from self-employment.
- You must have filed a tax return for 2018/19.
- You must continue trading in 2020/21 after the shutdown.
The full government rules on the self employed are set out here: https://www.gov.uk/guidance/claim-a-grant-through-the-coronavirus-covid-19-self-employment-income-support-scheme
How do I apply?
Applications are being managed by HMRC and details on how to apply can be found here
Am I eligible if I earn through a limited company?
If you are a company director and pay yourself a salary or dividends you will not be covered by this scheme. You may be able to get support through the Job Retention Scheme – check here
What other help is available?
Other help available includes:
- You can apply for a 'business interruption loan'. The temporary Coronavirus Business Interruption Loan Scheme is open to self-employed people and offers access to loans, overdrafts, invoice finance and asset finance of up to £5 million for up to six years. The Government could also give you a 'business interruption payment' to cover the first 12 months of interest and fees on the loan. The scheme is now open for applications and is offered by all major banks. https://www.gov.uk/government/publications/guidance-to-employers-and-businesses-about-covid-19/covid-19-support-for-businesses#support-for-businesses-through-the-coronavirus-business-interruption-loan-scheme
- You can defer your income tax payments. If you have income tax payments due in July 2020 under the self-assessment system, you can defer them until January 2021. https://www.gov.uk/government/publications/guidance-to-employers-and-businesses-about-covid-19/covid-19-support-for-businesses#support-for-businesses-through-deferring-vat-and-income-tax-payments
- You can access universal credit in full. The Government has removed the 'minimum income floor' to the universal credit benefit and will be boosting the standard allowance from Monday 6 April – meaning a single person aged over 25 could get a standard monthly allowance of £409.89 https://www.gov.uk/universal-credit
All Government advice supporting businesses can be found at:
A useful source of advice and support that many of you will be familiar with is www.moneysavingexpert.com
Coaches Club membership
First Aid courses
A number of coaches have received confirmation of cancellations to face to face first aid courses that were booked before the current COVID-19 measures. Certificated online basic first aid courses that last a minimum of three hours in duration, remain acceptable for England Squash purposes. We recommend coaches undertake the following course. Please email firstname.lastname@example.org if you have any further enquiries regarding first aid courses.
All NSPCC Time To Listen courses have been cancelled or postponed.
UK Coaching have created an online classroom version of their Safeguarding and Protecting Children course which is being delivered as an interactive webinar. There are a number of courses available throughout April and all coaches whose Safeguarding qualification expires during the period of Government measures should attend one of these virtual courses, which will be accepted by England Squash in place of a face to face course. Please note that other online courses (with no interaction with the tutor as in a webinar) will not be accepted by England Squash.
Your Coaches Club membership will be extended in line with the period of the Government measures, so you will still be able to access your membership benefits and content throughout this time and won't have to pay for a renewal until we're back playing squash. This includes those members whose membership has expired since 1 March 2020.
Can I claim on my Coaches Club insurance benefit?
No, the Coaches Club insurance benefit only covers you for loss of earnings as a result of personal injury.
What advice do you have for keeping in touch with young people remotely?
The CPSU has provided some useful safeguarding guidance for sports clubs and coaches on keeping in touch with young people remotely whilst at home.
Do you have any advice for remote coaching?
As many coaches continue to adapt to current circumstances through online delivery, our insurers Bluefin are offering the following guidance regarding any coaching or instruction that is undertaken remotely:
- At the start of the session, advise participants:
- that by participating they are doing so at their own risk;
- a suitable, non-slip floor space is required and any potential obstructions in the vicinity are removed before they participate;
- to avoid activities if they have, or suspect they may have any current health concerns, injuries, aches and pains;
- avoid the use of blades, weapons or sharp instruments of any description;
- avoid physical contact with other participants and where appropriate, adhere to social distancing guidelines;
- Ensure that sessions are conducted for the benefit of existing members/participants/contacts only who have demonstrated sufficient suitability to participate;
- Continue to only instruct activities in which you are qualified to do so;
- Record the session. Retaining the recording for a period of up to thirty-six (36) months may assist in any claim made against you.